What Is a 4 Point Insurance Inspection?

A 4 point inspection is a specialized evaluation of four major systems in a home: the roof, plumbing, electrical, and HVAC. Insurance companies typically request this type of inspection when you’re buying or renewing a policy for a home that’s more than 20–30 years old.

If you’re in Natomas or the surrounding areas, InsideOut Home Inspection provides thorough and reliable 4 point inspections to help you meet your insurance requirements—and fast. We offer this service for just $230.

Why Insurance Companies Require a 4 Point Inspection

Older homes often come with hidden risks, especially in key systems that impact safety and insurability. Insurance providers want to ensure:

  • The roof is in good condition and free of leaks

  • The plumbing is updated and not prone to leaks or corrosion

  • The electrical system is safe and doesn’t pose a fire hazard

  • The HVAC system is functional and properly maintained

A 4 point inspection helps insurers determine whether they can underwrite your policy and what premiums to charge.

What’s Included in Our $230 4 Point Inspection

When you choose InsideOut Home Inspection, you can expect a detailed and timely report that covers:

  • Roof covering type and condition

  • Plumbing material, age, and any visible leaks

  • Electrical panel brand, wiring type, grounding, and condition

  • Heating and cooling functionality, type, and age

We provide clear photos and notes, ready to submit to your insurance company. Our experience in Roseville homes gives us the insight to identify issues quickly and communicate effectively with you and your insurer.

Who Needs a 4 Point Inspection?

You may need a 4 point inspection if:

  • You’re buying an older home

  • Your insurance company requests it for renewal

  • You’re switching providers

  • You’re applying for Citizens Insurance or other providers that specifically require this report

Why Choose InsideOut Home Inspection?

With over 10 years of experience in the Natomas area, InsideOut Home Inspection is a trusted name for honest, thorough inspections. We understand local codes, common aging issues in homes, and how to present findings that insurance underwriters can rely on.

✅ Fast turnaround times
✅ Digital reports with clear visuals
✅ Friendly, professional service
✅ Certified and insured